MLR 2017 for Estate and Letting Agents: Intermediate

Property & Real Estate - Regulatory compliance
This course is for the estate and letting agency staff who actively run customer due diligence - negotiators, valuers, and administrators who already know the MLR 2017 basics and now do the work. It teaches the risk-based approach in practice, how to trace beneficial ownership when a chain runs offshore, how to evidence source of funds and source of wealth, how to screen for PEPs and sanctions, and how to draft an internal SAR the Nominated Officer can use.

By the end, you will be able to write a matter-level risk note, read a PSC register and a Register of Overseas Entities filing, calibrate the evidence you collect to the risk band, apply the PEP and sanctions regimes correctly, and draft an internal SAR in NCA-quality form - every step traceable to MLR 2017, POCA 2002, or the supervisor's guidance.

Access

Self-Paced Learning

Lessons

9 Lessons

Certification

Certificate of Completion

Price

€300
Learning Objectives
Course Benefits
Modules
By the end of this course, learners will be able to:

  • Apply the risk-based approach to any matter and write a defensible matter-level risk note
  • Score client, transaction, and geographic risk, and calibrate the intensity of customer due diligence to the band
  • Trace beneficial ownership through an offshore chain - reading a PSC register and a Register of Overseas Entities filing
  • Distinguish source of funds from source of wealth, and evidence each to the standard the risk band requires
  • Apply the PEP, high-risk-country, and sanctions regimes, and route each kind of screening hit correctly
  • Draft an internal SAR in NCA-quality form, and apply the Defence Against Money Laundering consent regime
Benefits for the Organisation

  • Close the most common HMRC inspection findings against property firms - weak CDD and no evidence of source-of-funds checks proportionate to risk
  • Equip the staff who actually run due diligence to produce risk notes and SAR drafts the Nominated Officer can rely on
  • Evidence completed MLR 2017 training to HMRC, auditors, lenders, and clients with timestamped records
  • Standardise the firm's risk-banding, source-of-funds, and escalation paperwork, so every matter file looks the same
  • Cut the time the Nominated Officer spends reworking thin risk notes and incomplete internal SARs

Benefits for Learners

  • Write a matter-level risk note that an HMRC inspector can audit in two minutes
  • Read a PSC register and a Register of Overseas Entities filing, and trace a chain to the natural person behind it
  • Evidence source of funds and source of wealth at the level the risk band demands, and document it on a one-page note
  • Screen for PEPs and sanctions, and know the difference between an EDD trigger and an absolute prohibition
  • Draft an internal SAR that lands - and pass the assessment knowing every answer traces to MLR 2017, POCA 2002, or the supervisor's guidance

Lesson 1: Welcome to the working desk

Lesson 2: The risk-based mindset, written down
Build the risk-based approach into a working habit. Score client, transaction, and geographic risk, calibrate the level of customer due diligence to the band, and produce the half-page matter-level risk note that an HMRC inspector reads first.

Lesson 3: Beneficial ownership when the chain runs offshore
Trace beneficial ownership when a chain runs offshore. Read a Companies House PSC register and a Register of Overseas Entities filing, pierce trusts and nominees, and apply MLR 2017 Regulation 28(4) verification to the natural person at the foot of the chain.

Lesson 4: Source of funds, source of wealth, written down
Tell source of funds apart from source of wealth, calibrate the evidence you collect to the matter-level risk band, and draft the defensible source-of-funds note - with a downloadable one-page template.

Lesson 5: PEPs, sanctions, and high-risk countries
Apply the three screening regimes - politically exposed persons and high-risk countries under MLR 2017 Regulations 35 and 33, and the absolute sanctions prohibition under SAMLA 2018 - and route each kind of hit correctly.

Lesson 6: The internal SAR that lands
Turn a suspicion into an internal SAR that the NCA can use. Learn the six-section anatomy, the summary line that lands, and the Defence Against Money Laundering consent regime - with a downloadable internal SAR template.

Lesson 7: Resources and references
Take away a working reference library: the legislation, the enforcement cases, the official videos and webinars, and the further reading behind every lesson in the course.

Lesson 8: Final assessment

Lesson 9: Conclusion: Provide Feedback & Claim Certificate.

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Course FAQ's

Who is this course for?

The estate and letting agency staff who actively run customer due diligence - negotiators, valuers, and administrators who already know the MLR 2017 basics and now do the day-to-day compliance work. It builds the practical skills on top of the awareness covered in Course 1 (Foundations).A working knowledge of the MLR 2017 basics is assumed.

Where and when can I take this course?

The course can be taken at any time and from any internet-connected device.

Do I need prior knowledge or experience?

This is an intermediate-level course. It assumes you already know the MLR 2017 basics - ideally from Course 1 (Foundations) - and builds the practical due-diligence skills on top. Each concept is still explained clearly and grounded in worked examples.

Can this course be used for company-wide training?

Yes. This course is designed for the branch and back-office staff who run customer due diligence on live matters, and can be rolled out across the firm to everyone who handles compliance day to day.

Do I get a discount if I buy multiple seats for this course?

Yes. Please contact us and we will issue a quote according to your needs.

Will managers be able to track progress and completion?

Yes. Branch managers and administrators can track learner progress, completion rates, and assessment performance across the course.

This gives clear visibility on engagement and outcomes, making it easier to monitor participation, support staff where needed, and evidence completed AML training to your HMRC supervisor.

Is this course part of a larger anti-money-laundering programme?

Yes. This is Course 2 of the Auren MLR 2017 for Estate and Letting Agents bundle - the Intermediate course, for the staff who actively conduct due diligence and write internal reports. It follows Course 1 (Foundations), the awareness floor every person in the branch sits on, and is followed by Course 3 (Advanced), for the principals and Nominated Officers who own the firm's AML programme.All three courses in the bundle can be taken as stand-alone courses.