UK AML - CFT Property: Spotting dirty money before it reaches completion.

Regulatory compliance - Property & Real Estate
What everyone in estate and letting agency needs to know

This course gives everyone in a UK estate or letting agency - negotiators, lettings and admin staff, and branch managers - a clear, practical orientation to the Money Laundering Regulations 2017 and what they require.

You'll learn why criminals target property, the AML rulebook in plain language, how to carry out customer due diligence, how to recognise the red flags on the desk, and how to escalate a concern safely. By the end, you'll be able to spot suspicious activity, apply due diligence to everyday decisions, raise an internal report correctly, avoid tipping off, and know where to find trusted HMRC guidance.

Access

Self-Paced Learning

Modules

10 Modules

Certification

Certificate of Completion

Price

€150
Learning Objectives
Course Benefits
Modules
By the end of this course, learners will be able to:

  • Explain what the Money Laundering Regulations 2017 and the Proceeds of Crime Act 2002 require, and why stopping dirty money matters in every role
  • Recognise how criminals use property transactions to launder money, with everyday agency examples
  • Apply customer due diligence to the decisions you make about clients and transactions each day
  • Carry out source-of-funds checks and respond correctly when something does not add up
  • Spot the red flags of money laundering and follow the right steps to escalate and report them
  • Know your responsibilities under HMRC supervision and where to find trusted HMRC guidance
Benefits for the Organisation

• Get every member of staff oriented to the Money Laundering Regulations 2017 and their anti-money-laundering duties
• Reduce the risk of penalties, complaints, and HMRC enforcement caused by everyday due-diligence mistakes
• Evidence completed anti-money-laundering training across the agency, with assessment results and certificates
• Standardise what your whole team understands about the rules, with no improvised handling of clients or funds
• Save managers the time spent correcting avoidable mistakes under the regulations

Benefits for Learners

• Understand what the Money Laundering Regulations 2017 and POCA 2002 mean for the work you do
• Apply customer due diligence confidently to your everyday decisions
• Recognise the red flags of money laundering and handle source-of-funds checks correctly
• Know how to spot, escalate, and report a concern without delay
• Pass the assessment knowing every answer reflects how AML works in a real agency

Lesson 1: Welcome and how this works
Get oriented to the course and to UK anti-money-laundering rules, see how the course works, and acknowledge the disclaimer before you begin.

Lesson 2: Why criminals come to property
See why criminals are drawn to property deals to launder money, with everyday agency examples, so you can recognise the risk wherever it appears.

Lesson 3: Your rulebook in plain English
Walk through the Money Laundering Regulations 2017 and POCA 2002 in plain language and see how each one shapes the decisions you make on the desk.

Lesson 4: Knowing who you are dealing with
Build the everyday habits of customer due diligence - verifying identity, checking source of funds, screening for risk - and avoid the mistakes that let dirty money through.

Lesson 5: Red flags on the desk
Recognise the red flags of money laundering on a real transaction, know what they look like, and follow the right steps when one appears.

Lesson 6: When something feels wrong
Know what to do when something feels wrong, who to tell inside the agency, and how to raise an internal report without delay.

Lesson 7: Tipping off and your own neck
Understand the tipping off offence, see how AML is enforced and what penalties can follow, and learn which records to keep to protect yourself.

Lesson 8: Resources and where to get help
Build your reference shelf: the Money Laundering Regulations 2017, the Proceeds of Crime Act 2002, and trusted HMRC guidance to return to.

Lesson 9: Final assessment
Ten multiple-choice questions covering the whole course, with an 80% pass mark and two attempts, each question tied to a course outcome.

Lesson 10: Conclusion - feedback and certificate
Share your feedback on the course and claim your certificate of completion.

CORPORATE TRAINING

We Can Train Your Employees

Every organisation is different - and so are its learning needs.

Request a call back to talk through:


  • Your current onboarding or training challenges
  • Skills gaps across teams or roles
  • Compliance, wellbeing, or development priorities
  • How digital learning can support performance and retention
  • Special pricing options for multiple seats or team-wide access


We’ll help you explore practical, people-first solutions that fit your organisation.

Course FAQ's

Who is this course for?


This course is for everyone working in a UK estate or letting agency - sales and lettings negotiators, administrators, and branch managers - who needs to understand their anti-money-laundering responsibilities.

Where and when can I take this course?

The course can be taken at any time and from any internet-connected device.

Do I need prior knowledge or experience?

No. This is a foundation-level course and every concept is explained in a clear, simple, and practical way. You do not need any previous training or background knowledge.

Can this course be used for company-wide training?

Absolutely. This course is designed to be rolled out across the whole organisation, making it suitable for every employee, line manager, and team member in your estate or letting agency.

Do I get a discount if I buy multiple seats for this course?

Yes. Please contact us and we will issue a quote according to your needs.

Will managers be able to track progress and completion?


Yes. Managers get clear visibility on engagement and outcomes, making it easier to monitor participation, support staff where needed, and evidence completed anti-money-laundering training to auditors and HMRC.

Is this course part of a larger anti-money-laundering programme?


Yes. This is the Foundation course in a three-level anti-money-laundering programme for the property sector (Foundation, Intermediate, Advanced). Each course can also be taken on its own.